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Audit Roulette: The Danger of the “Catch Me” Mantra
The IRS has a much longer memory -- and a lower bar for fraud -- than recent headlines suggest.
19 hrs ago
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David Bernstein
1
1
Piker’s Opposition to Zionism is Indefensible
Why the arguments of Hasan Piker and Ezra Klein rely on double standards that distort history, misjudge Israel, and abandon intellectual consistency.
24 hrs ago
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David Bernstein
1
The ACA Isn’t Stable: A Rebuttal to the Wall Street Journal
How enrollment losses, subsidy cliffs, and skewed averages are being misinterpreted
Apr 8
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David Bernstein
1
Will Democrats Snatch Defeat from the Jaws of Victory?
Limited opportunities, a red-leaning map, and the risk that Democrats turn a winnable cycle into a self-inflicted loss
Apr 1
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David Bernstein
2
March 2026
Cryptocurrency Backed Loans as Collateral for a Home
Two Liens and Bitcoin as Collateral on the Home
Mar 27
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David Bernstein
1
New York’s Climate Law at a Crossroads: Implementation Constraints and Policy Tradeoffs
Why ambitious climate targets are being delayed -- and what the shift reveals about second-best policy design
Mar 26
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David Bernstein
The First Oil Shock That Broke Gold
Why rising real rates, a stronger dollar, and forced selling are overturning decades of market behavior
Mar 24
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David Bernstein
1
Diplomacy After Victory, Not Before
Why pre-negotiated “political horizons” can strengthen militant regimes instead of restraining them
Mar 22
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David Bernstein
1
1
Limit Orders, ETF-Driven Markets, and Contingent Exposure in Broad Selloffs
Execution Risk, Flow-Driven Pricing, and Staged Entry in Declining Markets
Mar 21
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David Bernstein
1
1
Higher Oil Prices Are Not Bolstering Green Stocks
High oil prices provide a structural tailwind for electrification, but a deteriorating macro environment is the dominant short-term financial driver.
Mar 20
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David Bernstein
1
Beyond Accumulation: Rethinking the Foundations of Financial Security
Debt, taxes, inflation, and withdrawal design—not just portfolio size—determine whether wealth translates into a stable standard of living
Mar 19
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David Bernstein
1
1
2
When Higher Withdrawal Rates Backfire
Rethinking Guyton–Klinger, the 4 percent rule, and sequence risk
Mar 17
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David Bernstein
1
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