Economic and Political Insights

Economic and Political Insights

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Increased Political Polarization Ahead
Open seats are shifting power from general electorates to primary voters — and rewarding ideological alignment over pragmatism.
 • David Bernstein
UnitedHealth Is a Great Company. I’m Still Not Buying It.
An investor’s view from inside the health policy debate.
 • David Bernstein
Trump Accounts
Structure, Incentives, and Policy Design Considerations in the 2025 Federal Tax Legislation
 • David Bernstein
Why Homeownership Feels Out of Reach
Prices matter—but marriage patterns, student debt, and income-linked policies matter too
 • David Bernstein
Fragmented Primaries, Unusual Math
How electoral rules, candidate fields, and local demographics could reshape a handful of House races in 2026
 • David Bernstein
AI Financing Risk, Market Fear, and Why Tech Sells Off Together
Concentrated AI exposure, capital intensity, and narrative risk are driving volatility across Microsoft, NVIDIA, and the broader technology sector
 • David Bernstein
Where Centrist Third-Party Candidates Can Actually Compete
A framework for third-party viability in the U.S. House
 • David Bernstein
What Waymo’s $16 Billion Private Financing Actually Means
Why a $110 billion valuation signals capital investment and control—not an IPO or liquidity event
 • David Bernstein

January 2026

Rising Power Costs, Rising Prices: How Trump’s Energy Policy Is Adding Fuel to Inflation
Electricity prices are outpacing inflation as political constraints on renewable supply collide with surging AI-driven demand and an unprecedented wave…
 • David Bernstein
Why House Races Can Break Through and Senate Races Almost Never Do
What a simple spending quiz from Iowa reveals about the true barrier to third-party Senate campaigns
 • David Bernstein
Near-Flat Medicare Advantage Updates and the Emerging Tradeoffs for Beneficiaries
CMS’s proposed 2027 rate changes shift pressure onto plan networks, utilization management, and beneficiary affordability rather than headline premiums.
 • David Bernstein
Trump’s Housing Ideas: What Helps, What Doesn’t, and What Backfires
An evidence-based evaluation of six housing proposals: monetary policy intervention, 401(k) and 529 withdrawals, extended-term mortgages, mortgage…
 • David Bernstein
© 2026 David Bernstein · Privacy ∙ Terms ∙ Collection notice
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